high medical needs ct premium hike

For some CT residents, double-digit health insurance hikes on the way. 'Left to drown' — Photo by https://kaboompics.com/ on

The 3 Hidden Math Models Behind CT's Health Insurance Crisis

The 3 Hidden Math Models Behind CT's Health Insurance Crisis Connecticut’s health-insurance surge is driven by three opaque actuarial models: a utilization-score algorithm, a cost-shift formula, and the Expected Loss Ratio (ELR) projection. Together they determine how much people with chronic conditions will pay next year. Medical